Capitalize on the equity you’ve worked hard to build — use it to finance plenty of other needs, from major life events to personal projects.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Convert the equity in your home into cash you can use
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home improvement projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs:
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person, writing a check from your HELOC, or transferring between Portage Community Bank accounts
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing**
  • Attentive, friendly service from start to finish

*Consult a tax advisor.

**Subject to underwriting guidelines.