No need to ride out the highs and lows of the stock market. With our CDs, you get a guaranteed return on your investment.
- Guaranteed Returns
- Competitive Interest
- No Setup or Maintenance Fees
- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 1 month to 7 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $1,000 minimum deposit to open
- FDIC insured
Enjoy peace of mind with full FDIC protection on your high-dollar deposits. CDARS distributes your funds over $250,000 into CDs across different financial institutions.
Your funds remain secure as they earn competitive interest — and you’ll only ever receive statements from Portage Community Bank. Put your higher balances to work, and let us do the work for you.
- Full FDIC insurance on deposits up to $50 million
- All CD investments managed through a single relationship
- Excellent personal service
- Flexible maturity periods available
- Interest paid directly to you or an account you designate
- A single monthly statement with detailed listing
- Annual tax summary is consolidated in one report
- Effortless solution to save time and money managing accounts
*Community certificates of deposit have a penalty for early withdrawal. Certificates with a maturity of less than one year will be penalized 91 days' interest. Certificates with maturities of one year or more will have a penalty of 180 days' interest.