No need to ride out the highs and lows of the stock market. With our CDs, you get a guaranteed return on your investment.

Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 1 month to 7 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open
  • FDIC insured

Enjoy peace of mind with full FDIC protection on your high-dollar deposits. CDARS distributes your funds over $250,000 into CDs across different financial institutions.

Your funds remain secure as they earn competitive interest — and you’ll only ever receive statements from Portage Community Bank. Put your higher balances to work, and let us do the work for you.

  • Full FDIC insurance on deposits up to $50 million
  • All CD investments managed through a single relationship
  • Excellent personal service
  • Flexible maturity periods available
  • Interest paid directly to you or an account you designate
  • A single monthly statement with detailed listing
  • Annual tax summary is consolidated in one report
  • Effortless solution to save time and money managing accounts

*Community certificates of deposit have a penalty for early withdrawal. Certificates with a maturity of less than one year will be penalized 91 days' interest. Certificates with maturities of one year or more will have a penalty of 180 days' interest.