Enjoy a little more money in your pocket — it’s on us. With each debit card purchase you make, you’ll get 3% cash back.*

Key Features

  • Cash Back*
  • ATM Withdrawal Fee Refunds*
  • No Monthly Fees
  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Earn up to $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)**
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Unlimited free monthly transactions
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking including mobile deposit
    • Free eStatements
    • Free Person to Person (P2P) Payment 
  • Free Visa® debit card
  • No minimum deposit to open


Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds the very next month.

*When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to your account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. **Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.