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Neighbor Rewards Checking:

*APY=Annual Percentage Yield. APY is accurate as of 09/01/2021. Neighbor Rewards Checking Disclosure:  If your daily balance is greater than zero but less than or equal to $25,000.00 AND you meet the qualifications for this account, the interest rate paid on the balance greater than than zero but less than or equal to $25,000.00 will be 1.49%, with an Annual Percentage Yield of 1.50%.  If your daily balance is equal to or greater than $25,000.01 AND you meet the qualifications for the account, the interest rate paid on the balance equal to or greater than $25,000.01 will be 0.15% and the Annual Percentage Yield for this tier will range from 1.50% - 0.42%, depending on the account balance.  Base Rate:  If you do not meet the qualifications for this account, the interest rate paid on the entire balance will be 0.05% with and Annual Percentage Yield of 0.05%. Your interest rate and Annual Percentage Yield may change.  To qualify for Neigbor Rewards Checking interest rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly statement cycle:  Have a minimum of 12 check card (debit card) purchases post and settle per monthly statement cycle (not counting ATM transactions) and enroll in eStatements and receive your monthly account statement electronically.  When Neighbor Rewards Checking qualifications are not met, the interest rate paid on the entire balance will be at the base interest rate for the statement cycle and ATM fees will not be refunded.  Statement cycle means the period of time for which Portage Community Bank provides a summary of the financial activities and transactions that post and settle to the account holder's account.  Plerase note that transactions may take one or more banking days from the date the transaction is made to post and setlle to an account.  ATM withdrawals do not count as qualifying debit card transactions for the purpose of earning rewards, within this account.  

** ATM Refunds:  When monthly qualifications are met, domestic ATM fees will be reimbursed up to a maximum amount of $20.00 in ATM Fee refunds per monthely statement cycle.

 

Neighbors Give Back Checking: *When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to your account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. **Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.

Community Plus Checking:

*A $10 inactivity fee will be imposed any month in which at least one transaction is not conducted.

**You may still be subject to charges from the bank whose ATM you're using.