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Neighbor Rewards Checking: *APY=Annual Percentage Yield. APYs accurate as of 03/01/2020. Rates may change after account is opened. For Neighbor Rewards Checking, if qualifications are met each monthly statement cycle: (**) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (*) balances up to $25,000 receive APY of 2.50%; and balances of $25,000.01 and over earn 0.25% interest rate on the portion of the balance of $25,000.01 and over, resulting in 2.50% - 0.70% APY depending on the balance. If qualifications are not met on Neighbor Rewards Checking all balances earn 0.05% APY. Transactions must post and settle to your account during monthly statement cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. Limit one account per SSN.

Neighbors Give Back Checking: *When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to your account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. **Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.

Community Plus Checking:

*A $10 inactivity fee will be imposed any month in which at least one transaction is not conducted.

**You may still be subject to charges from the bank whose ATM you're using.