Rates

Rates effective August 29, 2014.

Interest rates may change at any time at the bank's discretion.

APY = Annual Percentage Yield


Kasasa Cash*

CheckingInterest RateAPY
Balances up to $15,0001.99%2.01%
Balances over $15,0000.22%2.01% – 0.45%
All balances if qualifications are not met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Kasasa Saver*

SavingsInterest RateAPY
Balances up to $15,0000.75%0.75%
Balances over $15,0000.18%0.75 – 0.25%
All balances if qualifications are not met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Personal Checking Accounts

AccountBalance RangesCompounding MethodInterest RateAPY
Community Interest and Prestige Checking$0.00 – $9,999.99Daily0.05%0.05%
$10,000.00 – $19,999.99Daily0.05%0.05%
$20,000.00 and overDaily0.10%0.10%
Community Premier Checking$0.00 – $9,999.99Daily0.05%0.05%
$10,000.00 – $24,999.99Daily0.05%0.05%
$25,000.00 – $49,999.99Daily0.10%0.10%
$50,000.00 and overDaily0.30%0.30%

Business Checking Accounts

AccountBalance RangesCompounding MethodInterest RateAPY
Community Business Interest Checking$0.00 – $9,999.99Daily0.05%0.05%
$10,000.00 – $19,999.99Daily0.05%0.05%
$20,000.00 and overDaily0.10%0.10%
IOLTA / IOTA Interest Checking$0.00 – $9,999.99Daily0.05%0.05%
$10,000.00 – $19,999.99Daily0.05%0.05%
$20,000.00 – $49,999.99Daily0.10%0.10%
$50,000.00 and overDaily0.50%0.50%

Personal Savings Accounts

AccountBalance RangesCompounding MethodInterest RateAPY
Community Passbook SavingsDaily0.10%0.10%
Community Statement SavingsDaily0.10%0.10%
Community Index Account$0.00 – $9,999.99Daily0.10%0.10%
$10,000.00 – $24,999.99Daily0.10%0.10%
$25,000.00 – $49,999.99Daily0.20%0.20%
$50,000.00 – $99,999.99Daily0.40%0.40%
$100,000.00 and overDaily0.50%0.50%
Health Savings AccountDaily0.20%0.20%

Business Savings Accounts

AccountBalance RangesCompounding MethodInterest RateAPY
Community Business Statement SavingsDaily0.10%0.10%
Community Business Index Account$0.00 – $9,999.99Daily0.10%0.10%
$10,000.00 – $24,999.99Daily0.10%0.10%
$25,000.00 – $49,999.99Daily0.20%0.20%
$50,000.00 – $99,999.99Daily0.40%0.40%
$100,000.00 and overDaily0.50%0.50%
Community Public Fund Index Account$0.00 – $9,999.99Daily0.05%0.05%
$10,000.00 – $24,999.99Daily0.10%0.10%
$25,000.00 – $49,999.99Daily0.10%0.10%
$50,000.00 – $99,999.99Daily0.20%0.20%
$100,000.00 – $499,999.99Daily0.20%0.20%
$500,000.00 and overDaily0.20%0.20%

Individual Retirement Accounts

AccountCompounding MethodInterest RateAPY
270 daysDaily0.25%0.25%
12 – 23 monthsDaily0.45%0.45%
24 – 35 monthsDaily0.65%0.65%
36 – 47 monthsDaily0.95%0.95%
48 – 59 monthsDaily1.24%1.25%
60 monthsDaily1.64%1.65%
Community Savings IRADaily0.20%0.20%

$1,000 minimum deposit

Penalty for Early Withdrawal

To Inquire about special CD Rates, please call our Ravenna Office at 330-296-8090 or our Kent Office at 330-678-8080

Annual Percentage Yield is based upon the maximum term of deposit for each maturity range.

A withdrawal will reduce earnings.


A COPY OF THE "PORTAGE COMMUNITY BANK RULES AND REGULATIONS" IS AVAILABLE UPON REQUEST


Maintenance or activity fees could reduce earnings on the account. Variable Interest Rates subject to change.

THERE IS A PENALTY REQUIRED FOR EARLY WITHDRAWAL OF CDs AND IRAs.

Certificates of Deposit (CDs)

AccountCompounding MethodInterest RateAPY
30 – 89 daysDaily0.10%0.10%
90 – 179 daysDaily0.15%0.15%
180 – 364 daysDaily0.25%0.25%
12 – 23 monthsDaily0.45%0.45%
24 – 35 monthsDaily0.65%0.65%
36 – 47 monthsDaily0.95%0.95%
48 – 59 monthsDaily1.24%1.25%
60 monthsDaily1.64%1.65%
84 monthsDaily1.83%1.85%

$1,000 minimum deposit

Penalty for Early Withdrawal

To Inquire about special CD Rates, please call our Ravenna Office at 330-296-8090 or our Kent Office at 330-678-8080

Annual Percentage Yield is based upon the maximum term of deposit for each maturity range.

A withdrawal will reduce earnings.


A COPY OF THE "PORTAGE COMMUNITY BANK RULES AND REGULATIONS" IS AVAILABLE UPON REQUEST

* For Business CDs and Consumer CDs under $100,000 - minimum is 30 days.


Maintenance or activity fees could reduce earnings on the account. Variable Interest Rates subject to change.

THERE IS A PENALTY REQUIRED FOR EARLY WITHDRAWAL OF CDs AND IRAs.

Jumbo Certificates of Deposit (CDs)

AccountPublic Funds Interest Rate**APYBusiness/Consumer Interest Rate*APY
14 – 29 days0.05%0.05%0.05%0.05%
30 – 59 days0.05%0.05%0.05%0.05%
60 – 89 days0.05%0.05%0.05%0.05%
60 – 119 days0.10%0.10%0.10%0.10%
120 – 149 days0.15%0.15%0.15%0.15%
150 – 179 days0.15%0.15%0.15%0.15%
180 – 269 days0.20%0.20%0.20%0.20%
270 – 364 days0.25%0.25%0.30%0.30%
12 – 23 months0.30%0.30%0.30%0.30%
24 – 35 months0.40%0.40%0.40%0.40%
36 – 47 months0.60%0.60%0.60%0.60%
48 – 59 months1.00%1.00%1.00%1.01%
60 months1.20%1.20%1.20%1.21%

$1,000 minimum deposit

Penalty for Early Withdrawal

To Inquire about special CD Rates, please call our Ravenna Office at 330-296-8090 or our Kent Office at 330-678-8080

Annual Percentage Yield is based upon the maximum term of deposit for each maturity range.

A withdrawal will reduce earnings.


CDARS - ask for terms and yields


* Consumer & Business interest rates are compounded daily - 365 day basis.

Consumer, Business, and Public Fund Jumbo CDs are not auto-renewable.

** Public Fund rates are simple interest based on a 360 day year with only the principal being renewed.

CDs of $100,000 or more, interest rates may change daily.

For more information about CDs $100,000 or more, call (330)296-8090.